Employee Benefits Law

Assuming that your company's medical plan is governed by ERISA, your company's employees in New Jersey have six years to sue the medical plan for wrongful denial of benefits. However, your company's medical plan may, by its terms, shorten this six-year period within which your employees may sue the plan. Most companies' group health plans provide medical coverage to the…Read More

Yes. Federal employees who are eligible for Temporary Continuation of Coverage (“TCC”) receive the same extensions of the 65% continuation health coverage subsidy as do employees in the private sector. According to the federal employees health benefits blog maintained by Ermer & Brownwell PLLC, the Department of Defense Appropriation Act for Fiscal Year 2010 (the “DOD Act”), which takes effect…Read More

Last June, the State of New York enacted a statute, amending section 3221(m) of the New York Insurance Law, that lengthens continuation health coverage to 36 months. As a result, group insurers to which New York insurance law applies are required to offer continuation health coverage on termination of employment for 36 months, notwithstanding that the federal COBRA law mandates…Read More